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By: Susan Tossy.... Operations Manager-Santa Cruz Records Mgmt Secure Document Storage & Confidential Shredding What make identity theft different when it comes to seniors? Seniors are the victims in 1 of every 10 reported cases of identity theft; they have a higher instance of reported credit card fraud than any other age group. There are several reasons that seniors are prone to identity theft. Older people make appealing targets because they typically have higher credit lines, higher home equity and more financial resources than the younger population. 26 percent of seniors reporting misuse of their personal information said they knew the thief, often a family member or caregiver. Unfortunately older victims are less likely to report that they were victimized. They are hesitant to ask questions for fear of seeming incompetent or helpless. Seniors are often embarrassed to tell family or friends that they have been duped. Especially if the person they must report is their own child or sibling. They are more likely to cover up the problem, resulting in more damage. Many seniors are from a generation of unlocked doors and a general trust in people. They are often lonely and in need of human contact. They are more likely to talk to someone on the phone or at their door. They are often talked into giving their personal information to help out someone they believe to be in dire straits. They do not have locking mail boxes, a shredder in the office and an annual credit report sent to them. They often dispose of their personal information the old fashioned way, in the garbage can. This creates a prime target for dumpster divers. Seniors need to know that they have resources that will help them protect themselves from identity theft and assist them if they have become a victim: 1) Local Sheriff and Police departments. These agencies can assist you if you have been a victim of identity theft and also offer information on prevention. 2) Senior Network Services - This local agency assists seniors with everything from housing issues to legal assistance. Wonderful resource with a great staff! 3) The AARP is the nation's largest advocacy group for senior citizens. They have identity theft information on their web site or you can call their office for help. 4) The internet has some great resources too: ** The Federal Trade Commissions web site offers information and links for victims and prevention **Privacy Rights Clearinghouse - a non profit consumer information site. Great website for prevention and victims-links for annual credit reports too
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